Mike Gallop

Wealth Advisor
Principal

Mike, originally from Montauk, New York, is a James Madison University grad with nearly two decades of financial planning experience. After marrying his high school sweetheart, Jillian, they made the move to the West Coast to raise their four kids. A sports junkie, Mike spends his weekends coaching his kids’ soccer and baseball teams. When he’s not on the fields, he’s probably feet-in-the-sand at Carlsbad State Beach. Fun fact: he has an identical twin brother, Ryan.

The stats

BA from James Madison University Major: Finance  Minor: Economics

Boston University 2010: Financial Planning Program

FINRA/NASAA Licenses: Series 7, 24, 51, 66 

CA Insurance License #0D98125

CERTIFIED FINANCIAL PLANNER™ professional, CFP®

Accredited Investment Fiduciary,  AIF®

Advisor since 2003

Daniel McMahon

COO / RELATIONSHIP MANAGER

Born and raised in California’s Mojave Desert, Daniel is a University of California San Diego graduate. As an avid outdoor enthusiast, he sees no reason to leave the temperate state and loves a serious outdoor hiking challenge. During his free time he loves spending time with his wife Chelsea, their two cats, and two dogs . He enjoys similar challenges in the financial planning arena, and his most proud moment to date was helping his grandmother create an income strategy for her retirement years.

the stats

BS from UCSD in Management Science

FINRA/NASAA Licenses: Series 7, 66

CA Insurance License #0I38346

Advisor since 2011

steve statzer

wealth advisor

In 1996, Steve opened the doors to what is now Terramar Wealth. He grew up in Hamilton, Ohio, but has lived in San Diego since 1980. As far as free time goes, he’s a 3rd degree black belt in Shotokan/MMA and is passionate about sharing his knowledge and teaching teens and kids the life-changing practice of martial arts, a skill that often comes in handy with keeping his own five kids in-line. He also leads the men’s ministry at his church, teaches Sunday school, and volunteers on an investment committee for the Assistance League of North County. 

the stats

BA from Phoenix University 

FINRA/NASAA Licenses: Series 6, 7, 63, 66

CA Insurance License ##0B76087

Certified Estate Advisor, CEA

Advisor since 1995

steve rubinstein

wealth advisor

A Carnegie Mellon University business graduate, Steve was a senior manager in financial services for 25 years before embarking on a second career as a wealth advisor.  Born and raised in Shrewsbury, a charming town on the Jersey Shore, he later lived in Houston for a stint where he met and married Margaret, before moving to Carlsbad. They raised a son and daughter, both in college now. As empty nesters, they travel often to the region’s nearby beauties. Zion, Bryce, Yosemite, Joshua Tree, The Redwoods, Napa—you name it, they’ve seen it and probably hiked through.

The Stats

Undergraduate & Graduate Degrees from Carnegie Mellon University

FINRA/NASAA Licenses: Series 6, 7, 63, 66

CA Insurance License #0G46117

Advisor since 2008

GREG FOX

WEALTH ADVISOR

Growing up less than five miles from our office, Greg has spent his entire life in San Diego County. While at University of San Diego, an internship led him towards a career in Wealth Management over ten years ago. Years after receiving his degree, he pursued his master’s degree in accounting to gain additional knowledge for his clients. Outside of work, his passions include playing golf, traveling, and relaxing with his wife Amanda, and daughter Camryn.

the stats

BS in Finance from University of San Diego

MS in Accountancy from Boise State University

FINRA/NASAA Licenses: Series 6, 7, 63, 66

CA Insurance License #0M40297

Advisor since 2018

dave kempton

MANAGING DIRECTOR RETIREMENT PLANS

Born and raised in Tempe, AZ— Dave moved to San Diego in 1997 after being drawn by the beautiful Pacific Ocean. Passionate about helping people retire with dignity, independence, and joy—he’s been in the wealth management and retirement plan industry— advising companies on their corporate retirement plans, for over two decades. As an outdoor enthusiast, he loves hiking with his two golden retrievers, biking on the trails, and snowboarding whenever possible. Traveling, and finding new places to scuba dive is also what you may find Dave doing during his free time.

the stats

BS in Business Management from University of Phoenix

Accredited Investment Fiduciary,  AIF®

Qualified 401(k) Administrator, QKA

Active Member of the American Society of Pension Professionals & Actuaries (ASPPA) / National Association of Plan Advisors (NAPA)

Past President of the Western Pension and Benefits Council, San Diego Chapter

Past Board Member for the San Diego County Bar Foundation

CA Insurance License #0F55506

25+ years of experience in the retirement plan and advisory industry

Jeffrey Gardner

Wealth Advisor

Born in Beaumont, Texas and currently living in Houston, Jeffery brings over two decades of financial planning know-how and a level-head that inevitably comes with raising five daughters. About those beautiful daughters: They’re no doubt lovely, though Jeffrey had no choice but to find a quiet fishing hole. His go-to spot is in Palacious, Texas where he recently hooked a 6-pound redfish and a flounder (much bigger) and finished off the successful day with a glass of his favorite cabernet.

the stats

BS in Marketing/Finance from Chapman University

FINRA/NASAA Licenses: Series 6, 7, 24, 63, 65

CA Insurance License #0G68809

Advisor since 2000

TODD OBERLIN

WEATH ADVISOR

Todd was born in La Mesa, CA and spent part of his youth living in Southern Oregon. Moving back to San Diego County in 1984, he spent time studying business and economics at Grossmont College.  He started in the industry in 1995 working for Prudential Financial Insurance. Todd enjoys spending time with his family, including two grandchildren, daily walks, and listening to music on vinyl.

the stats

Grossmont College: Business and Economics Program

FINRA/NASAA Licenses: Series 7,6,63,65

CA Insurance License #0C11110

Advisor since 1995

pat posada

director of compliance

With nearly 40 years in the industry, Pat,—raised in South Dakota and Kansas— brings a practiced and keen eye to the business. She’s a regular writer/reviewer for NASAA Exams (Series 63, 65 & 66) as well as a judge for InvestWrite®, a national writing competition for grades 4-12 participating in The Stock Market Game™ (SIFMA Foundation program). As much she loves finance, her first love is traveling with her granddaughter Kayla. Her favorite spot so far: San Francisco. She couldn’t get enough of the trolleys.

the stats

Kansas State University & Manhattan School of Business 

FINRA/NASAA Licenses: Series 4, 7, 9/10, 24, 53, 63, 65, 99

Certified Regulatory Compliance Professional, CRCP, designated by FINRA and Wharton School of Business since 2000

In the industry since 1985

cameron mackenzie

EDITOR / RESEARCH ANALYST

Cameron is a native of Virginia, and has lived, studied, worked, and taught in London, Philadelphia, Tokyo, and San Francisco. He earned his PhD from Temple University in 2010 and, after several years on the West Coast, has recently returned to Virginia where he lives with his wife and two boys. He spends his free time running the trails around his house, trying to explain Star Wars to his six-year-old, changing diapers, and reading whatever he can get his hands on.

THE STATS

PhD in English from Temple University

Taught Critical Theory at San Francisco Art Institute, Literature at Temple University, and Creative Writing at Ferrum College

Published The Beginning of His Excellent and Eventful Career (MadHat Press, 2018), and Badiou and American Modernist Poetics (Palgrave Macmillan, 2018)

Cameron MacKenzie is not affiliated with Commonwealth Financial Network, nor is he an employee of Terramar Wealth.